Tailored Investment Advice for New Migrants
For any new immigrant coming into New Zealand there are important financial decisions to be considered.
Richard Harden of Richard Harden Investment Services is an Authorised Financial Adviser (AFA) FSP25365.
He is specializes in assisting new migrants with their investment planning in New Zealand in general, with a specific focus on clients who are coming into NZ under the Migrant Investment Policy.
The New Zealand Immigration Concepts Network will give you the most comprehensive advice possible:
Licensed Immigration Advisers at New Zealand Immigration Concepts will be working hand in hand with Richard Harden Investment Services to offer you the best support available for your migration under one of New Zealand's Migrant Investment Policies.
Richard Harden Investment Services have access to a wide range of investments available in New Zealand and internationally. This covers all asset classes and extensive research is undertaken to ensure that they have the right asset allocation for different investor profiles.
"In a nutshell, we have access to the marketplace whether it be cash, fixed interest, debentures, mortgage funds, property investments, direct equities, managed funds, tracker funds, listed investments or specialty funds."
"Investment advice is based on our clients needs whether this is low risk investing into mainly cash and fixed interest to the more aggressive investor who is looking for share and property exposure. We believe it’s all about getting the balance right."
Tailored Portfolios
The most important thing we do is find out what your requirements are and match our advice to your needs. We spend time discussing the risks associated with investment and making sure we get your risk profile right. Once we know your requirements and your risk tolerance then we prepare an investment plan detailing our recommendations. The plan is agreed upon and then we implement the investments. Ongoing we provide a portfolio management and review system.
Migrant Investment Policy
New Zealand Immigration changes policy for new migrants from time to time and they revamped the investor categories in July 2009. The new policy is now divided into two categories: Investor Plus (Investor 1 Category), and Investor (Investor 2 Category).
The recent changes have made New Zealand more attractive to overseas investors seeking permanent residency as they provide more flexibility and a wider choice of investments than previously allowed. This makes it easier for investors to meet Immigration New Zealand requirements.
Getting professional advice in this area is important as there are rules regarding what are acceptable investments and we suggest you seek expert advice on your Migrant Investor investment portfolio.
Richard Harden Investment Services are pleased to offer a bespoke investment service for New Zealand migrant investors.
We can help put together a well diversified investment portfolio that remains within New Zealand Immigration's Acceptable Investment guidelines for the Migrant Investment Policy.
There is no doubt the recent changes have made the new categories more attractive from an investment point of view for the following reasons:
For smaller investors it is now possible for migrants with as little as NZ$1.5 million invested in New Zealand for 4 years to be able to get residency.
The new policy gives investors more choice in how and where to invest.
Investors can now invest into Debt securities as well as equity investments which will suit more conservative investors who prefer to invest mainly into fixed interest.
The custodial service we use provides detailed reports which make it easier for investors to meet New Zealand Immigration and tax requirements.
Temporary Retirement Category
Successful applicants will be issued with a two-year multiple entry visitor’s visa/permit that allows for a two-year stay and travel in and out of New Zealand.
Key requirements:
- Principal applicant must be aged 65 or over.
- Meet health and character requirements.
- Comprehensive medical insurance for the duration of the stay
- Invest NZ$0.75 million in acceptable investments for a period of two years.
- Assets of a further NZ$0.5 million and annual income of at least NZ$60,000.
Parent Retirement Category
Key requirements
- Meet health and character requirements.
- Must have an adult child who lives in New Zealand and is either a New Zealand citizen or resident.
- Centre of gravity, your family must be in New Zealand.
- Have available at least NZ$1 million for investment into acceptable investments, NZ$0.5 million for settlement funds, and be able to show an annual income of NZ$60,000 at the time of application.
Richard Harden can assist new migrants with the structure of their investments under the policies, but it is important that advice is taken from a Licensed Immigration Adviser prior to making any investment decisions with regard to these categories.
"We look forward to hearing from you!"
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